Carrum Health helps self-funded employers lower specialty care costs by connecting members to top doctors through transparent, value-based centers of excellence. Transcript: What is Carrum Health? Carrum Health is a value-based Centers Of Excellence(COE) platform that connects self-insured employers and their employees to the top 10% of doctors in the country for high cost specialty care, covering surgery, cancer, substance use, imaging, and non-cancer infusions. The power of Carrum is delivering a triple win of financial impact, clinical excellence, and member love. We deliver up to 45%...

Reclaim Health helps self-insured employers recover hard dollar healthcare savings by continuously reviewing claims, reclaiming missed dollars, and improving member benefit decisions. Transcript: What is Reclaim Health? Reclaim Health is an AI-powered claims-driven solution that unlocks the financial value of the benefits you already pay for. It finds and reclaims real hard dollar healthcare savings for both the employer and its employees. We continuously review 100% of a plan's claims data to detect billing overcharges, owed reimbursements, unclaimed benefits, and other savings opportun...

EpochBoards automates client reporting across brokerages, helping teams save time, standardize output, and turn every client conversation from reporting into advising. What is EpochBoards? Most brokerages don't actually have a data problem, they have a bandwidth problem and a reporting problem. There's no shortage of data. There's a shortage of time to turn that data into consistent, client-ready reporting across an entire book. So, what happens? Reporting gets done, but not consistently, not across every client, and not in a way that supports real advising. That's exactly the problem we ...

First Stop Health delivers virtual urgent, primary, and mental health care with fast access, high utilization, and fees at risk, helping employers lower costs and expand care access. What is First Stop Health? First Stop Health is a direct virtual care company that's been around for over 14 years. It was created by our two founders, two physicians who wanted to provide value-based virtual first care and reduce the biggest barriers that exist in healthcare today, cost and access. Our solutions started with urgent care giving members access to an MD or DO in five minutes or less. Since then...

Health Freedom delivers no-out-of-pocket care through one fixed monthly bundle, helping uninsured, high-deductible, and part-time populations access care without surprise bills. Transcript: What is Health Freedom? Health Freedom is a health bundle that offers no out-of-pocket care, including blood work, in-person urgent care, generic drugs, virtual primary care, telecounseling, price transparency, and hospital bill eliminator services. For one fixed low monthly fee, 99 out of 100 people only need care, and now they can get it when they need it and with no out of pocket at the time of ser...

Benefitly gives members 24/7 plain-language answers about their actual health plan, helping advisors deliver better support, reduce repetitive questions, and save time without adding headcount. Transcript: What is Benefitly? Benefitly is an AI powered benefits navigator built for plan members, their plan sponsors and their benefit advisors. The reality is most health plan members have no idea what their benefits actually cover until they're sick, frustrated and getting a bill they didn't expect. And advisors are stuck fielding the same basic questions over and over instead of doing high...

On the Goga helps employers run engagement-driven wellbeing programs with less HR lift, turning fragmented wellness efforts into stronger participation, culture change, and happier teams. Transcript: What is On the Goga? If you have clients that are struggling to get value or drive engagement in their wellbeing program, or if they're overwhelmed with point solutions, this one's for you. We're a managed solution that helps HR plan, launch, and run an engagement-driven wellbeing program in under an hour a month. Through our platform, the Wellbeing Hub, employees get one simple place to acc...

CareUno cuts high-cost surgical claims by 40 to 60% through pre-priced access to JCI-accredited hospitals in India, helping self-funded employers reduce risk and giving brokers a new lever on surgical spend. Transcript: What is CareUno? Surgery is one of the biggest costs in most employer health plans, and most employers have zero control over where it happens or what it costs. Pharmacy has PBMs. Primary care has direct primary care. Surgery is still a black box. CareUno changes that. We give employees access to JCI-accredited hospitals in India for high-cost elective procedures. Orthope...

SavvyFi helps employers support student debt, education savings, and upskilling with personalized coaching and flexible benefits that help attract and keep top talent. Transcript: What is SavvyFi? At its core, SavvyFi partners with employers to support their team's education and upskilling costs, past, present, and future. Our app provides a guided experience for your employees as they pay down past student debt and plan for what's next. Employees log in, connect their loans, or open education savings accounts, and immediately see where they stand. Behind this simple interface is persona...

Peek helps employers lower prescription spend by coordinating fragmented savings pathways into one platform, giving employees a clearer way to find the best medication price before they fill. Transcript: What is Peek? So employers today have more prescription cost saving solutions than they've ever had, rebate programs, discount programs, manufacturer copay support, biosimilars, but they're all fragmented. Each one works independently, and as a result, employees rarely see the full benefit. Peek changes that. Peek acts as the engine that brings these solutions together in one place. We s...

Aptia helps mid-market employers simplify benefits administration by combining smarter technology, licensed guidance, and data-driven insights to improve the employee and HR experience. Transcript: What is Aptia? So, Aptia is a benefit administration solution that's built for today's complexities. Employers are juggling more plans, more point solutions, and more data than ever before, often across disconnected systems. And at the same time, employee expectations are rising. They expect Amazon level experiences with immediate answers. And the issue isn't lack of technology, it's that tech...

Oxbridge Health delivers 10% to 30% savings potential by bundling 130+ episodes of care into fixed prices, helping employers control renewals and giving brokers a smarter cost strategy. What is Oxbridge Health? The healthcare system isn't broken. It's working exactly as it was designed to be, opaque and unpredictable. At Oxbridge Health, we've rewired that model with episode benefit plans. We're a self-funded and level-funded medical plan that builds over 130 discrete, clinically defined episodes of care into the benefit design, like maternity, planned surgeries, like knee replacements, o...

Synergix Re helps medical stop-loss captives strengthen long-term performance through shared excess reinsurance, mutual ownership, and aligned economics that keep more value with captive owners. Transcription: What is Synergix Re? When you hear Synergix, think captive for captives. Synergix Re is a Nevada-domiciled association captive structured as a policyholder-controlled mutual. It's designed to issue excess policies to existing medical stop-loss captives, whether they are a group or a single-parent captive. At its core, Synergix is a shared-excess reinsurance-captive insurance compan...

freshbenies helps employers control healthcare costs by combining advocacy, telehealth, Rx savings, and member engagement in one platform, giving advisors a practical way to improve plan performance. Transcription: What is freshbenies? We consolidate various cost-containment tools that improve your plan performance, such as advocacy, navigation, various types of telehealth, the hottest of those is behavioral, and Zero Rx. freshbenies, we're a strategic choice to contain healthcare costs all in one platform. The industry's back to seeing double-digit rate increases on medical, and spend i...

OpenNetworks helps self-funded employers build custom provider networks with transparent, provider-set rates and flat-fee pricing, giving brokers and TPAs more control, clarity, and alignment. Transcript: What is OpenNetworks? OpenNetworks is a technology platform where we build custom healthcare networks for employers via direct contracts. While traditional BUCA networks are a black box, we're based on absolute price transparency. Providers offer contracted rates on the platform. Broker consultants and plan fiduciaries use the platform to shop for providers that fit both the medical nee...

Andel helps employers reduce specialty drug spend by giving employees affordable access to cash-pay GLP-1s and other branded medications, without PMPM fees or admin burden. Transcription: What is Andel? Andel is a healthcare technology platform that enables employers to provide affordable access to cash pay medications, starting with GLP-1 therapies that are increasingly excluded from traditional pharmacy benefit coverage. As I'm sure you've noticed, your pharmacy spend has been radically increasing year on year, and GLP-1 coverage has only made it worse. How is Andel different? Our co...

TruHu delivers higher plan participation by pairing affordable, white-glove benefit communications with a 5-day SLA, helping brokers operationalize SMB groups and giving advisors leverage without extra work. Transcript: What is TruHu? We are a software company that helps people communicate with their employees. For brokers, we offer a product called TruHu Advisor. TruHu Advisor is an all-in-one benefit communications platform. Our goal is to make benefit communications require as little work as possible and affordable, so every broker can offer it as a baseline to all of their groups. It...

Kyra Health delivers scalable ICHRA rollouts by matching plans to real medical and Rx history and owning member support, helping employers cut HR tickets and giving brokers leverage to win renewals. Transcript: What is Kyra Health? I've spoken with hundreds of brokers and benefit leaders about ICHRA. Everyone knows it can save money. That's never been the problem. The real issue is what happens after the proposal, carrier fragmentation, wrong plan selections, HR ticket overload. Suddenly, HR and the broker are doing operational work they were never staffed for. That's where ICHRA adoptio...

Benefits Transformation Group helps employers turn scattered benefits documents into one branded microsite with year-round support, reducing HR questions and improving employee understanding. Transcription: What is Benefits Transformation Group? As a broker or employer, you can implement a great benefits strategy, but you'll never see the full ROI unless employees really understand and appreciate their benefits. So I created our Benefits Microsite and communication service. It's a centralized branded benefits site that organizes everything employees need into one simple experience. Inste...

Public Good Pharma helps self-insured employers reduce specialty drug spend without cutting benefits by clinically guiding members to proven, lower-cost therapies with zero forced switches. Transcription: What is Public Good Pharma? If you advise self-insured employers, you know the headache, specialty drugs. It is the one line item that ruins an otherwise perfect renewal. Public Good Pharma is your tool to fix that trend without cutting benefits. Think of us like clinical navigation for pharmacy. You already use navigators to steer members to the best surgeons for better outcomes. We do...

Radish Health serves self funded employers who want more control over healthcare spend by replacing fragmented telehealth and navigation with doctor led guidance to the right care at the right cost. Transcription: What is Radish Health? Radish Health is a cost containment solution that helps employers reduce healthcare waste and managing rising costs by aligning the doctor, patient and employer around smarter, value-based care decisions. The core issue is that the most healthcare spending happens without cost awareness. Employees often choose care at the wrong place, and doctors order se...

Basic Capital helps employees build real retirement readiness by increasing early-career investing power, giving employers a smarter 401(k) that drives engagement, retention, and better long-term outcomes. Transcript: What is Basic Capital? Basic Capital is a 401k provider on a mission to truly get teams retirement ready. The average American worker isn't on track for retirement. They need nearly $2 million to retire comfortably, but the median 401k balance is just $38,000. Participation and contribution rates are too low, and it's because employees don't believe that their retirement be...

RxManage cuts pharmacy costs up to 70 percent by sourcing brand medications from licensed Tier 1 pharmacies. Employers save money while employees receive zero copay, pharmacist-supported home delivery. Transcript: What is RxManage? If you manage a self-funded health plan, you're feeling the pressure of pharmacy trend, especially from brand-name maintenance drugs that quietly drive year over year increases. Most employers assume their PBM contract is the lever that controls cost. In reality, the biggest opportunity is price variation and the widest disparities exist outside the US supply ...

Mployer delivers real-time, DNA-level benchmarking that helps brokers win RFPs, protect renewals, and give employers the data-driven guidance they now expect. Transcript: What is Mployer? Mployer is a benchmarking advantage every broker needs. There has been a clear employer expectation shift. Data-driven decisions and results are now the norm. Seven out of 10 employers would take a new broker meeting for better benchmarking analytics. Plan design consulting is now simply leveling the playing field. It's not a luxury, it's an expectation. Our Insights platform gives you immediate access ...

Castlight boosts point-solution engagement by unifying navigation, benefits, and care guidance in one place—helping brokers reduce waste, raise preventive care, and deliver results clients feel. Transcript: What is Castlight Health? We are a digital navigation and advocacy platform with a national APC network. So are your clients drowning in point solutions? Do they have five different apps from mental health, diabetes, navigation, wellness tracking, and care management, and employees are using none of them? You know the pattern, great intentions at renewal, 8% utilization by month six, ...

MedWatch cuts medical spend and improves outcomes by managing both clinical and financial risk, helping advisors deliver measurable savings and members receive high-quality, guided care. Transcript: What is MedWatch? At MedWatch, what we do is, you know how employers are sometimes desperate to keep healthcare costs down and employees don't know how to find better care. Stop-loss always wants better insight into large claims, and advisors are in the middle trying to make everyone happy. Well, what we do is manage both clinical and financial risk. We do that with our Triple URAC-accredited...

Lumelight eliminates ACA compliance risk with full-service reporting and a $5M penalty guarantee, helping brokers protect clients, prevent costly errors, and give employers true peace of mind. Transcript: What is Lumelight? Lumelight is an integrated workplace administration and compliance business. We partner with brokers and TPAs who support employers in the complex areas of benefits design, compliance and administration. But today I want to focus on Lumelight One ACA compliance solution. It's our premium ACA solution that makes reporting simple and protects employers from costly pen...

Best Upon Request reduces burnout and turnover with a proven concierge service that saves employees time, lowers stress, and helps HR boost retention and productivity. Transcript: What is Best Upon Request? Imagine one of your top performers trying to balance it all. Kids, aging parents, life, and still handling endless personal to-dos, all while trying to maintain their sanity and get dinner on the table. That invisible mental load doesn't vanish when the workday begins, it spills into meetings, chips away at focus, and accelerates burnout and turnover. For 36 years, Best Upon Request h...

Benepower turns benefits confusion into clarity with AI navigation and pre-vetted care solutions, cutting HR workload up to 30% and giving brokers a retention story worth telling. Transcript: What is Benepower? We combine AI-powered benefits navigation with a curated network of high value healthcare solutions, including mental health, urgent care, Rx, primary care, and more. TruVo AI, our recently launched AI assistant as a trusted voice, is a 24/7 virtual assistant, instantly answering questions about coverage, deductibles and providers, books telehealth visits, and finds the best price...

Fay makes it easy for employers to offer Nutrition Counseling—at no cost—by partnering with insurance carriers. We help people tackle diet-related conditions like diabetes, heart disease, and obesity. Transcript: What is Fay? Fay is a network of personal dieticians for every member on your health plan. Poor nutrition is costing employers over 1.1 trillion every year. Nearly half of Americans now live with a diet-related chronic condition, yet most benefit packages don't offer real support. That's where Fay comes in. We connect members with registered dieticians who specialize in over 30 ...

Diathrive Health guarantees diabetes cost savings by delivering unlimited supplies and personalized nurse support, helping employers cut spend, boost engagement, and give CFOs transparent ROI. Transcript: What is Diathrive Health? Diathrive Health revolutionizes how diabetes is managed by making it effortless for members and cost effective for health plans. For all of our clients, we start with an upfront claims analysis to identify savings opportunities, and we guarantee those savings based on the claims data. On average, our clients save 75% in the first year. We track and report progr...

Spencer James Group fills critical sales and service roles in the employee benefits industry by activating two decades of trusted relationships, helping leaders avoid costly downtime and bad hires. Transcript: What is Spencer James Group? We are recruiters. Are you in sales or service leadership? Then you know the pain when a good sales person or strategic account manager gives notice. When you lose an essential team member, you face immediate problems. If you're the sales leader, you've still got to hit goal, even when you're down a key contributor. As a service leader, you risk losing ...

THRIVEbyAI boosts benefits utilization with AI-powered text-based navigation, mental health tools, and gamified wellness, helping HR leaders drive participation, healthier teams, and ROI. Transcript: What is THRIVEbyAI? At THRIVEbyAI, we solve some of the biggest challenges in health and benefits, low awareness and poor utilization. We provide end-to-end solutions from benefits navigation and preventive care to mental health support and gamified wellness challenges. We also integrate seamlessly with your existing programs. When employees know what's available and what to do next, wellnes...

ArmadaCare protects leadership stability with a fully insured executive supplemental health plan, helping employers keep key talent engaged and reduce costly turnover, while also giving brokers a fresh story for HR and Finance. Transcript: What is ArmadaCare? All right, so here is the leadership risk that no client is budgeting for right now. 55% of executives are considering leaving. When they walk, it costs the company up to 213% of their salary, and that's before you factor in things like stalled decisions and lost momentum. ArmadaCare built Ultimate Health to really eliminate and mit...

Avant Health lowers costs by rethinking the TPA model with AI-driven plan design and administration, giving brokers flexibility and employees and their families an experience that finally feels hyperpersonalized. Transcript: What is Avant Health? So think about the last time a client asked you for flexibility in their health plan. Maybe they wanted to pair direct primary care with the local network or plug in a GLP-1 program without blowing up costs. Most TPAs say yes in theory, but can't deliver in practice. Legacy systems, manual workflows, and one size fits all models make it impossib...

Level-funded health plans with $0 virtual care, nationwide PPO, and a primary care team that actually knows your name, built for SMBs that want simple, affordable, human healthcare. Transcript: What is Sana? Sana is a health insurance company that offers an alternative to BUCA plans for small and mid-size businesses. We sell our own level-funded health plans. Employees get a Sana insurance card and full access to care, just like any major medical plan. We're designed for the needs of smaller teams, offering the same comprehensive coverage as traditional carriers, but without the headache...

ClearCaptive employers annually receive premium increases below medical inflation and leveraged trend by working with consultants and brokers to reduce renewal chaos, keeping employers in control and providing Human Resources a plan they can actually build on. Transcript: What is Medical Captive Underwriters? If you've ever had a self-funded client blindsided by a renewal, forced to gut their plan, or raise contributions, you know how broken the system can feel. Clear Captive flips the script. We're a medical stop-loss group captive that helps employers control healthcare costs without s...

Empallo cuts cardiac wait times with one-day virtual cardiology access, reducing employee time off while delivering affordable, convenient heart care from top specialists. Transcript: What is Empallo? At Empallo, we make heart care, simple, fast, and affordable. We're a virtual heart clinic where patients can see top tier cardiology specialists without the wait, hassle, or high costs. We treat almost everything. From high blood pressure and hyperlipidemia to heart failure and arrhythmias. Most patients can get in to see us within one day of reaching out. We start with a white glove appoi...

Experience first. Boon-Chapman continues to remain independent from the influence and ownership of carriers or hospital systems giving flexibility to maintain the best interest of clients and members. Transcript: What is Boon-Chapman? Boon-Chapman is a third party administrator with 65 years of experience serving self-funded health plans. I'm 31 years old and we've got clients that are older than I am. We were built by brokers for brokers giving us a unique perspective that combines deep industry knowledge with a flexible client first approach. While we're proud of our legacy, we remain ...

BenefitEd simplifies education benefits, offering tax-free student loan repayment, tuition assistance, and college savings programs. We help employers retain top talent, reduce turnover, and boost employee satisfaction. Transcript: What is BenefitEd? Yeah, BenefitEd assists employer partners in administering tax-free education benefits. Typically either student loan repayment or tuition reimbursement. We're both a software and a service, providing an amazing team alongside a flexible, user-friendly software. Education benefits have a sizable impact on the recruitment and retention of emp...

Payer Matrix helps self-funded employers’ lower specialty drug costs and supports members through complex care with high-touch advocacy for specialty drug sourcing. Transcript: What is Payer Matrix? Specialty drugs are one of the biggest pressure points today in healthcare. Less than 2% of the members use them, but they often account for more than half of the pharmacy spend. That imbalance puts serious strain on members and employees and leaves members feeling overwhelmed or unsure how to get medications they need. Payer Matrix partners with self-funded employers to help ease both sides ...

ACAPrime delivers a turnkey solution for ACA compliance, seamlessly transforming data from multiple, disparate sources into accurate ACA filings—ensuring a smooth and hassle-free experience. We stand behind our work with full service guarantees. Transcript: What is ACAPrime? ACAPrime is a specialized compliance services firm focused on Affordable Care Act reporting and regulatory support for employers, benefit consultants and HR professionals. We combine enterprise grade software expertise with deep legal, tax, HR, and benefits knowledge to deliver accurate, efficient, and dependable ACA...

Embla cuts GLP-1 costs in half and delivers 16.7% average weight loss by offering whole-person care through high-quality behavioral coaching and a low-dose GLP-1 treatment. Transcript: What is Embla? So GLP-1 demand is exploding and employers are stuck between two really bad options. Skip the meds or rely on them entirely. Neither really works. Most programs treat obesity like a dosage problem. We treat it like a behavioral problem with a better and much smaller dose; so Embla offers a smarter third path. We are built by GLP-1 researchers and Danish health tech entrepreneurs with a backg...

ClaimChoice empowers self-funded employers to cut healthcare costs 20–30% through member advocacy and proactive claims management, helping brokers retain clients and avoid renewal chaos. Transcript: What is ClaimChoice Administrators? If you've ever had a client stuck in a fully insured plan that's no longer working, but too overwhelmed to change, you're not alone. Rising costs, rigid networks and confused members are the norm. ClaimChoice flips that script. We're a third party administrator and Benefits Studio built for brokers who want smarter self-funded plans without chaos. Our appro...

BBP Admin streamlines COBRA, FMLA, FSAs, HSAs, and compliance with live support and system integrations, giving employers nationwide one trusted partner for admin simplicity and peace of mind. Transcription: What is BBP Admin? Yeah, so BBP Admin is a third-party administrator. We were established in 1977. We administer COBRA, state continuation, and direct billing. In addition to COBRA, we do administer FMLA, state leave, and ADA. This has really grown, as there has been a lot of compliance changes since COVID. We also do administer pre-tax services, like FSA, HSA, HRA, and commuter bene...

I Made the Arrangements brings end-of-life planning into the employee benefits space with a warm, guided platform that helps users create wills, memorials, and legacy messages while easing emotional burdens and filling a critical gap in wellness benefits. Transcript: What is I Made the Arrangements? I Made the Arrangements is a human-centered end-of-life planning platform. It gently walks individuals through creating a will, documenting medical wishes, planning a funeral, and organizing personal affairs, all within one secure and easy to use space, but it's more than a place for document...

TempoPay removes cost barriers to care by giving employees instant, interest free access to funds for medical expenses, helping employers boost productivity, retention, and financial wellness. Transcript: What is TempoPay? TempoPay is solving for the 49% of the U.S. population that doesn't have enough funds to afford their plan deductible. They avoid or delay care, which impacts productivity in the workforce, and it often results in a higher cost visit, either in the emergency room or urgent care, compounding the issue. Employers can offer TempoPay to provide their employees access to in...

Parasol Health cuts employer healthcare costs by 20–30% through creative self-funded plan design and concierge support, helping brokers deliver savings without disruption. Transcript: What is Parasol Health? Parasol Health is the front end marketing vehicle and distribution channel for an employee health plan called SPP. SPP was created to both maximize cost containment and optimize member experience. This is done through a third-party administrator partnership as well as creative plan design that yields better than reference-based pricing results. Today we serve over 150,000 employees ...