Carrum Health helps self-funded employers lower specialty care costs by connecting members to top doctors through transparent, value-based centers of excellence.

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What is Carrum Health?

Carrum Health is a value-based Centers Of Excellence(COE) platform that connects self-insured employers and their employees to the top 10% of doctors in the country for high cost specialty care, covering surgery, cancer, substance use, imaging, and non-cancer infusions. The power of Carrum is delivering a triple win of financial impact, clinical excellence, and member love. We deliver up to 45% unit cost reduction per episode compared to traditional insurance. Our rigorous quality standards reduce readmissions by 80%. The barrier to entry is removed as employees pay $0 out of pocket to see the best providers. And because of our strategically placed network, the average distance to a Centers of Excellence(COE) is only 29 miles, all with the result of a 92 member net promoter score(NPS).

How is Carrum Health different?

Carrum is fundamentally different because of our care philosophy, defining how we construct our network. We curate for the highest quality with the top 10% of physicians in the nation. We prioritize appropriateness over volume and require providers to share real risk with outcome-based agreements. And we operate with end-to-end transparency in our network design, our pricing, and our revenue model. With this, employers and members receive a rigorously selected network built with fully contracted providers aligned through shared accountability, a clinician led concierge supported experience that drives confidence and trust, a transparent bundled pricing model released upfront so you always know what you're paying and why, and then utilization by design built specifically to move members from intent to care.

Who is a good fit for Carrum Health?

Carrum is purpose built for self-funded employers looking to take back control of their healthcare spend. We are a perfect fit for the large enterprise space, focusing on groups with 10,000 employees or more with the ability to move further down market through various ecosystem partnerships. These organizations are the ones feeling the pain of rising cost for specialty care and are forced to look for a solution to provide high quality care while lowering spend at the same time. If you or a client are seeing spend increase in specialty care and are ready to look into a true value-based strategy, a 30 minute deep dive with Carrum is a perfect next step along with receiving a savings utilization and geo access analysis based on that specific group's population.