ClearPoint Health - 3x3x3 Challenge With Jeb Dunkelberger
ClearPoint Health helps small and midsize employers access and manage alternative health funding with a vetted marketplace, proprietary captive, and tools to drive smarter, sustainable insurance decisions.
Transcript:
What is ClearPoint Health?
ClearPoint Health is a platform built to transform how small and mid-size employers buy and manage health insurance. We're a centralized marketplace for alternative funding solutions, including captives, level funded plans, traditional stop-loss, pharmacy solutions, and more. But it's not just about access. We've built a full service ecosystem that supports benefit advisors and employers with everything that they need. ClearPoint also offers a medical stop-loss captive, which is a concentrated version of our marketplace, offering the best partners from across the market. Think of us as your alternative funding center of excellence with a proprietary captive. Our mission is simple: make health insurance sustainably affordable for small and midsize American businesses.
How is ClearPoint Health different?
We take a safe-first approach. That means every partner in our marketplace is vetted for sustainability, accountability, fairness, and efficiency. Now, I want to focus on our captive as we pride ourselves on three things. First, configurability. We offer three options: fixed if you're looking for a bundled solution set, fitted if you're looking for a pre-configured bundle with some carve-outs, or flexed if you're ready for the full unbundled experience. Next, measurement and support is powered by our Member Engagement Index or MEI. This ranks employers on their objective behavior towards addressable and avoidable risk. The three categories for employer members are passive, engaged and focused. Finally, we offer dynamic incentives to our captive members that use our MEI ranking to inform renewal rates, rate caps, no new laser provisions, and their share of any premium surplus.
Who is a good fit for ClearPoint Health?
We work best with benefit advisors who want to differentiate, not just duplicate. If you're advising self-funded employers or fully insured groups ready to evolve, we're built for you. ClearPoint brings the tech, the compliance and the muscle to help you confidently introduce modern funding strategies. We believe captive should support the best vendor and TPA solution set for every employer, reward proactive risk management with objective measurement and clear communication, provide support services to create a level playing field for all employers and benefit advisors, and most importantly, align incentives between all employer members, vendors, and benefit advisors. Whether you're newer to the alternative funding or managing dozens of self-funded cases, our Clear You platform and COE team will meet you where you are. If you're ready to grow smarter and help your clients do the same, let's talk.
Subscribe to The Floor Report
Get Featured in the 3x3x3 Challenge
Transcript:
What is ClearPoint Health?
ClearPoint Health is a platform built to transform how small and mid-size employers buy and manage health insurance. We're a centralized marketplace for alternative funding solutions, including captives, level funded plans, traditional stop-loss, pharmacy solutions, and more. But it's not just about access. We've built a full service ecosystem that supports benefit advisors and employers with everything that they need. ClearPoint also offers a medical stop-loss captive, which is a concentrated version of our marketplace, offering the best partners from across the market. Think of us as your alternative funding center of excellence with a proprietary captive. Our mission is simple: make health insurance sustainably affordable for small and midsize American businesses.
How is ClearPoint Health different?
We take a safe-first approach. That means every partner in our marketplace is vetted for sustainability, accountability, fairness, and efficiency. Now, I want to focus on our captive as we pride ourselves on three things. First, configurability. We offer three options: fixed if you're looking for a bundled solution set, fitted if you're looking for a pre-configured bundle with some carve-outs, or flexed if you're ready for the full unbundled experience. Next, measurement and support is powered by our Member Engagement Index or MEI. This ranks employers on their objective behavior towards addressable and avoidable risk. The three categories for employer members are passive, engaged and focused. Finally, we offer dynamic incentives to our captive members that use our MEI ranking to inform renewal rates, rate caps, no new laser provisions, and their share of any premium surplus.
Who is a good fit for ClearPoint Health?
We work best with benefit advisors who want to differentiate, not just duplicate. If you're advising self-funded employers or fully insured groups ready to evolve, we're built for you. ClearPoint brings the tech, the compliance and the muscle to help you confidently introduce modern funding strategies. We believe captive should support the best vendor and TPA solution set for every employer, reward proactive risk management with objective measurement and clear communication, provide support services to create a level playing field for all employers and benefit advisors, and most importantly, align incentives between all employer members, vendors, and benefit advisors. Whether you're newer to the alternative funding or managing dozens of self-funded cases, our Clear You platform and COE team will meet you where you are. If you're ready to grow smarter and help your clients do the same, let's talk.
Subscribe to The Floor Report
Get Featured in the 3x3x3 Challenge