Creditable helps brokers and HR teams streamline Medicare Part D credible coverage testing with clean analysis, documentation, and client-ready compliance outputs.

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What is Creditable?

Creditable helps brokers as well as our clients streamline Medicare Part D credible coverage testing. Think TurboTax, but for credible coverage testing. Every year, employers with Medicare-eligible employees are required to determine whether their prescription drug plan meets current CMS testing requirements and disclose that status to those employees. With recent changes under the Inflation Reduction Act and updated CMS guidance, this has made that process more complex and more important to get right. Creditable handles it. We run the analysis, we generate the documentation, and give broker teams a clean, confident output that they can deliver to their clients.

How is Creditable different?

So compliance and employee benefits is only getting more complex, and broker teams are being asked to own more of it with the same resources. For a lot of teams, credible coverage testing is one of those tasks that ends up getting punted. Whether that means the TBA, the PBM, or to an outside actuary just to get it resolved. Creditable eliminates that headache. Your team runs it through the platform, gets a clean output, and owns this compliance piece without that back and forth.

Who is a good fit for Creditable?

So Creditable is built for employee benefit brokers, TPAs, as well as HR teams who want to streamline how they handle this annual requirement. If you're working with employers who have Medicare-eligible populations, such as manufacturing, education, government, or any employer with a longer tenured staff, this is already on your compliance checklist. Creditable just makes it faster and cleaner to get done so your team can move on to the next thing.

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