Lumelight - 3x3x3 Challenge With Jennifer Berman

Lumelight eliminates ACA compliance risk with full-service reporting and a $5M penalty guarantee, helping brokers protect clients, prevent costly errors, and give employers true peace of mind.

Transcript:

What is Lumelight?

Lumelight is an integrated workplace administration and compliance business. We partner with brokers and TPAs who support employers in the complex areas of benefits design, compliance and administration. But today I want to focus on Lumelight One ACA compliance solution. It's our premium ACA solution that makes reporting simple and protects employers from costly penalties. Lumelight One handles ACA compliance for our groups completely from start to finish, including data validation, 1094 and 1095 prep, e-filing, and employee mailings, and every client is supported by a dedicated ACA specialist, who provides hands-on guidance, proactive communication, and high touch service throughout the process.

How is Lumelight different?

Most off-the-shelf or add-on ACA compliance solutions stop once the forms are filed. We don't. Lumelight One stands behind every ACA submission with a $5 million penalty guarantee. Our difference starts with flexibility and ends with accountability. We accept data in any format, validate it with proprietary technology and catch issues automation can't, especially around eligibility, offers of coverage and controlled group roles. What truly sets Lumelight apart is our team behind the platform. Built by attorneys, compliance specialists, and seasoned brokers, Lumelight combines legal precision, regulatory expertise and real-world broker insight. That means every filing is reviewed with the lens of legal defensibility and practical plan knowledge, not just software logic. With attorney oversight and a record of resolving multimillion dollar penalties fast, Lumelight One delivers more than compliance.

Who is a good fit for Lumelight?

Lumelight One is built for any employer who wants ACA compliance handled right, from small first-time filers to national corporations and everyone in between. That said, the most risk is in industries like healthcare, hospitality, staffing, and construction, where eligibility changes daily and accuracy is critical. We see major pitfalls with complex plan structures, especially multi-EIN and controlled group arrangements. These are the scenarios where payroll and off-the-shelf tools break down, and where one overlooked detail can trigger massive penalties. If your client has ever faced a penalty or you simply want peace of mind, Lumelight One is your answer. Our experts manage the process end to end, ensuring 100% compliance backed by our $5 million guarantee.

Duration: 02:42

Posted: Monday, October 20, 2025

Video tags: Lumelight, Medcom, Employee Navigator, SyncStream, Paychex, ADP, Zywave