02:31
ClearCaptive employers annually receive premium increases below medical inflation and leveraged trend by working with consultants and brokers to reduce renewal chaos, keeping employers in control and providing Human Resources a plan they can actually build on.
Transcript:
What is Medical Captive Underwriters?
If you've ever had a self-funded client blindsided by a renewal, forced to gut their plan, or raise contributions, you know how broken the system can feel. Clear Captive flips the script. We're a medical stop-loss group captive that helps employers control healthcare costs without s...
Posted August 6, 2025
02:37
ClearPoint Health helps small and midsize employers access and manage alternative health funding with a vetted marketplace, proprietary captive, and tools to drive smarter, sustainable insurance decisions.
Transcript:
What is ClearPoint Health?
ClearPoint Health is a platform built to transform how small and mid-size employers buy and manage health insurance. We're a centralized marketplace for alternative funding solutions, including captives, level funded plans, traditional stop-loss, pharmacy solutions, and more. But it's not just about access. We've built a full service ecosystem tha...
Posted May 13, 2025
02:46
Streamline your Stop Loss experience with SLEQ and receive a quote in minutes.
Transcript:
What is SLEQ?
SLEQ by TPAC or Stop Loss Easy Quote is an application that provides a stop-loss quote in minutes. TPAC saw speed-to-market as an opportunity in the group benefits space. Our partners were losing days and in that time, missing opportunities. That's when we knew something had to change, so we developed SLEQ. SLEQ is a fully-automated quoting tool that's as fast as it is reliable. No more waiting five days to get a response. With just a few key details, you'll have a bindable quote inst...
Posted October 23, 2024
02:41
BeneRe, the first supplemental benefits group captive, offers better coverage and lower premiums, with financial transparency and potential year-end dividends for reinvestment in employee benefits.
Transcription:
What is BeneRe?
BeneRe is a group captive insurance program that guarantees employees get the majority of value from their accident, critical illness, hospital indemnity, and legal insurance policies. We have over 1.2 million employees in the program, and we can quantify over $70 million of positive impact since we founded this six years ago. Employers join the program based upo...
Posted September 24, 2024
02:39
ParetoHealth is the largest health benefits captive in the country, with over $1.3B in stop-loss premium under management.
Transcription:
What is ParetoHealth?
Well, Chris, the technical answer is that ParetoHealth is the largest employee benefits group captive in the United States. That's the technical answer. The real answer is that we are a community of like-minded employers who have all banded together in order to help reduce the volatility of being self-insured on their own, and also to gain access to really effective cost management tools that are typically reserved for the largest...
Posted February 29, 2024
02:04
We partner with small to medium-sized businesses, bringing control and stability to their employee healthcare expenses through the True Funded™ Captive model.
Transcription:
What is True Captive?
We are a leader in the medical stop-loss community. We are a special purpose captive full of unique individuals who are skilled in insurance, we're business builders, we're HR professionals. We're on a mission to show what happens when you align your insurance provider with individuals who are consuming those insurance products.
How is True Captive different?
We are the only insurance company ...
Posted January 16, 2024
02:29
TPAC's mission is to change the way healthcare is financed, disclosed and delivered. We utilize the first-ever level-funded product Spaggregate to help small groups move to self-funding.
Transcription:
What is TPAC?
TPAC is the company you can trust with your stop-loss and risk management. TPAC has been established since 1991. We are a privately held Managing General Underwriter, based in Minnesota. We underwrite on behalf of A and A+ rated carrier partners. TPAC also takes significant risk on everything we underwrite out of our captive insurance company. Our product line includes tradit...
Posted October 25, 2023
02:55
QBE is a direct writing medical stop loss carrier that has focused resources to support our client's needs in the captive market for over 30 years. Now enhanced with The QBE Captive Curve.
Transcription:
What is The QBE Captive Curve?
The QBE Captive Curve is QBE's enhanced captive service support model for medical stop-loss. Now it sits within QBE, which is our global insurer. We are enabling a more resilient future and ultimately being a more consistent and innovative risk partner, and this is a prime example. Now, The QBE Captive Curve sits within QBE North America, which is a medical...
Posted September 11, 2023
02:12
The United Care Consortium is an employer health plan. We are made of industry-leading best practices, and help brokers save their clients 20-30% on their health cost using non-disruptive strategies.
Transcription:
What is United Care Consortium?
The United Care Consortium is an employer health plan comprised of industry best practices to combat cost trends, unreasonable treatment costs for members and long-term rate volatility. Collectively, the strategies create a first of its kind health plan available to employers throughout the country that is compliant and non-disruptive to impleme...
Posted September 11, 2023
02:46
medTRANS Insurance, Ltd is a Nevada captive insurance facility. medTRANS is 100% governed & controlled by its mutual owners. medTRANS is not your typical garden variety "group" captive.
Transcription:
What is medTRANS Insurance?
Thanks, Chris. medTRANS Insurance Limited is a Nevada-domiciled captive insurance company, which is 100% member-owned and controlled. It has been in operation since April 28th, 2010. My firm, Complete Captive Management Services is the engaged captive manager. medTRANS is the flagship medical stop-loss captive under management.
How is medTRANS Insurance diff...
Posted August 15, 2023
02:52
Virtue Health is a private group insurance purchasing consortium that allows employers to share risk, lower volatility, and improve benefits
Transcription:
What is Virtue Health?
So Virtue Health is a private group stop loss purchasing consortium. You noticed I said that slow, it's not something you want to try to say fast. So our private consortium was designed by an advisor for advisors. So unlike traditional stop loss, our program is going to provide a long-term insurance solution for employers in that small to mid-size market space. By utilizing Virtue Health's collective purchasing ...
Posted June 17, 2023
02:55
Benecon powers the VERIS Stop Loss Consortium, the most stable stop loss solution on the market, providing conventional stop loss and level-funding.
Transcription:
What is Benecon and VERIS?
Benecon is our company, that's physically who I work for. We're in Lancaster, Pennsylvania. We have over 200 employees, and we've been in business for over 30 years. So, we specialize in small to mid-size employer groups, self-funding. And we do that via either our consortium model or cooperative model. So, the consortium is really for our private sector programs and VERIS is kind of our flagship pro...
Posted August 12, 2022